Why AFLAC?
Supplemental Insurance
Aflac is a smart choice for supplemental insurance because it offers cash benefits directly to you when you need them most. These benefits can help cover out-of-pocket expenses like deductibles, copays, or even everyday costs like groceries and rent. What’s great is that Aflac works alongside your primary insurance, giving you extra financial support without interfering with your main coverage.
With a variety of plans—like accident, cancer, and short-term disability insurance—you can choose coverage that fits your unique needs. Plus, Aflac is known for quick claims processing, with some claims paid out in as little as a day! The best part? Your coverage is portable, so if you change jobs, you can take it with you. It’s affordable, flexible, and backed by decades of experience, making it a trusted choice for millions. With Aflac, you can focus on what matters most—your recovery and peace of mind.
Unlock Your Business Potential
"Unlock the hidden gem of the pandemic: the Employee Retention Credit. It's not just a tax incentive—it's money back in your pocket, helping your business bounce back stronger than ever."
Takisha Carr
CEO, Protection4Life
The Employee Retention Credit (ERC) is a refundable tax credit introduced as part of the CARES Act to encourage businesses to retain employees during challenging economic times, such as the COVID-19 pandemic. It provides financial relief to eligible employers by offsetting payroll taxes and, in some cases, offering a refund.
Key Features of the Employee Retention Credit
Purpose: To help businesses keep employees on their payroll, even if operations were partially or fully suspended.
Tax Credit: The ERC is calculated as a percentage of eligible wages paid to employees, up to a maximum per employee, depending on the tax year.
Additional Considerations
Eligible Employers: Includes businesses, tax-exempt organizations, and some self-employed individuals (though not for their own wages).
Qualified Wages: Wages paid to employees during periods of suspended operations or during the quarters of reduced gross receipts. For small employers, all wages qualify; for large employers, only wages paid for not working qualify.